Spend Anything. Anywhere.

Spend Anything. Anywhere.

Crypto and cash ALL IN ONE PLACE

About us

About us

Right now, your money is scattered. Bitcoin in Coinbase. Dollars in your bank. Euros in Wise. You use Venmo to split bills. None of them talk to each other. You're managing five apps just to handle your money.

Right now, your money is scattered. Bitcoin in Coinbase. Dollars in your bank. Euros in Wise. You use Venmo to split bills. None of them talk to each other. You're managing five apps just to handle your money.

Right now, your money is scattered. Bitcoin in Coinbase. Dollars in your bank. Euros in Wise. You use Venmo to split bills. None of them talk to each other. You're managing five apps just to handle your money.

Instant Crypto-to-Cash Conversion

Instant Crypto-to-Cash Conversion

Bank-Grade Security & Compliance

Bank-Grade Security & Compliance

Spend Anywhere, Anytime

Spend Anywhere, Anytime

Fast & Borderless

Fast & Borderless

Seamless Mobile Experience

Seamless Mobile Experience

Features

Features

The Last Financial App You'll Ever Need

The Last Financial App You'll Ever Need

Features

The Last Financial App You'll Ever Need

Multi-Currency Freedom

✓ Works in 180+ countries

✓ Zero foreign transaction fees

✓ Switch between currencies with one tap

✓ No conversion delays

✓ Works in 180+ countries

✓ Zero foreign transaction fees

✓ Switch between currencies with one tap

✓ No conversion delays

NEW YORK,USA

BOGOTA, COLOMBIA

WARSAW,PL

NEW YORK,USA

BOGOTA, COLOMBIA

WARSAW,PL

NEW YORK,USA

BOGOTA, COLOMBIA

WARSAW,PL

Instant Activation

✓ Virtual card issued instantly

✓ Use Apple Pay / Google Pay immediately

✓ Physical card arrives in 3-5 business days

✓ Start with crypto or fiat (your choice)

✓ Virtual card issued instantly

✓ Use Apple Pay / Google Pay immediately

✓ Physical card arrives in 3-5 business days

✓ Start with crypto or fiat (your choice)

True Interoperability

✓ Send via @username (no wallet addresses) ✓ Works both ways: crypto→cash or cash→crypto ✓ Instant settlement (no 3-day ACH waits) ✓ They don't need JAW to receive

Coin
Coin
Coin
Coin
Coin

True Interoperability

✓ Send via @username (no wallet addresses) ✓ Works both ways: crypto→cash or cash→crypto ✓ Instant settlement (no 3-day ACH waits) ✓ They don't need JAW to receive

Coin
Coin
Coin
Coin
Coin

True Interoperability

✓ Send via @username (no wallet addresses) ✓ Works both ways: crypto→cash or cash→crypto ✓ Instant settlement (no 3-day ACH waits) ✓ They don't need JAW to receive

Coin
Coin
Coin
Coin
Coin

Bank-Level Security. Crypto-Level Control.

✓ Self-custody option for crypto holders

✓ FDIC-insured fiat balances  

✓ Multi-factor authentication on everything

✓ Face ID / Touch ID for instant access

✓ Self-custody option for crypto holders

✓ FDIC-insured fiat balances  

✓ Multi-factor authentication on everything

✓ Face ID / Touch ID for instant access

✓ Self-custody option for crypto holders

✓ FDIC-insured fiat balances  

✓ Multi-factor authentication on everything

✓ Face ID / Touch ID for instant access

1

2

3

4

7

5

8

6

9

1

2

3

4

7

5

8

6

9

1

2

3

4

7

5

8

6

9

Step by Step

Step by Step

Step by Step

How It Works

A 4-Step Process to Verify Your Identity

Why Choose JAW

Why Choose JAW

Why Choose JAW

Why Everything Else Makes You Choose

Why Everything Else Makes You Choose

Everyone forces you to compromise. Pick a side. Accept limits. Your bank says: "We don't do crypto." Coinbase says: "We don't do fiat well."

JAW says: Hell no.

One account. Crypto, Fiat everything. Spend any of it at 80 million stores. Send crypto, they get cash. Your choice. Every time.



Everyone forces you to compromise. Pick a side. Accept limits. Your bank says: "We don't do crypto." Coinbase says: "We don't do fiat well."

JAW says: Hell no.

One account. Crypto, Fiat everything. Spend any of it at 80 million stores. Send crypto, they get cash. Your choice. Every time.



Everyone forces you to compromise. Pick a side. Accept limits. Your bank says: "We don't do crypto." Coinbase says: "We don't do fiat well."

JAW says: Hell no.

One account. Crypto, Fiat everything. Spend any of it at 80 million stores. Send crypto, they get cash. Your choice. Every time.



Universal Spending

Turn Every Asset Into Buying Power

Bitcoin, Ethereum, Solana, USDC, USDT

USD, EUR, GBP, and 20+ fiat currencies

Instant conversion at point of sale

Universal Spending

Turn Every Asset Into Buying Power

Bitcoin, Ethereum, Solana, USDC, USDT

USD, EUR, GBP, and 20+ fiat currencies

Instant conversion at point of sale

Universal Spending

Turn Every Asset Into Buying Power

Bitcoin, Ethereum, Solana, USDC, USDT

USD, EUR, GBP, and 20+ fiat currencies

Instant conversion at point of sale

Cross-Currency P2P

Send Money Your Way. They Get It Their Way.

Send via @username or QR code

Crypto→fiat, fiat→crypto, or same-type

They don't need JAW to receive

Cross-Currency P2P

Send Money Your Way. They Get It Their Way.

Send via @username or QR code

Crypto→fiat, fiat→crypto, or same-type

They don't need JAW to receive

Cross-Currency P2P

Send Money Your Way. They Get It Their Way.

Send via @username or QR code

Crypto→fiat, fiat→crypto, or same-type

They don't need JAW to receive

Unified Dashboard

Your Complete Financial Picture. One Screen.

Real-time balance updates

Automatic transaction categorization

No more juggling apps

Unified Dashboard

Your Complete Financial Picture. One Screen.

Real-time balance updates

Automatic transaction categorization

No more juggling apps

Unified Dashboard

Your Complete Financial Picture. One Screen.

Real-time balance updates

Automatic transaction categorization

No more juggling apps

Global Freedom

Travel Without Limits. Spend Without Fees.

Zero foreign transaction fees, period

Multi-currency balances (hold local currency)

Works in 180+ countries

Global Freedom

Travel Without Limits. Spend Without Fees.

Zero foreign transaction fees, period

Multi-currency balances (hold local currency)

Works in 180+ countries

Global Freedom

Travel Without Limits. Spend Without Fees.

Zero foreign transaction fees, period

Multi-currency balances (hold local currency)

Works in 180+ countries

Premium Status

A Financial Product That Feels Like Luxury

Premium metal cards (Silver, Black tiers)

Priority support & Concierge service

Access to Airport lounges worldwidemember-only events

Premium Status

A Financial Product That Feels Like Luxury

Premium metal cards (Silver, Black tiers)

Priority support & Concierge service

Access to Airport lounges worldwidemember-only events

Premium Status

A Financial Product That Feels Like Luxury

Premium metal cards (Silver, Black tiers)

Priority support & Concierge service

Access to Airport lounges worldwidemember-only events

Empowerment

Empowerment

Your Money.

Your Rules.

I paid for groceries with Bitcoin this morning. Sent rent money in dollars this afternoon. Just booked a flight with euros. All from the same account.

Spend Instantly

No top-ups, no waiting — enjoy seamless spending anytime.

Spend Instantly

No top-ups, no waiting,enjoy seamless spending anytime.

CASHFLOW

Accepted anywhere Visa works

$5,650,490

Outstanding balance

$1,2M outstanding

$2,8M available

$0,88M unavailable

Next invoice payment due in 2 weeks

On time

Jun, 14

Now

Paid

Processing

Purchase

Jun, 2

Multi-Chain Support

Seamless Banking Across 20+ Chains

Scalable Solutions

Flexible and scalable solutions to grow with your needs.

Track your monthly
subscription

Zero Hidden Charges

55

%

Keep more with low fees

Multi-Chain Support

Seamless Banking Across 20+ Chains

Scalable Solutions

Flexible and scalable solutions to grow with your needs.

Zero Hidden Charges

55

%

Keep more with low fees

Spend Instantly — No Pre-Loading Needed

No top-ups, no waiting — enjoy seamless spending anytime.

Spend Instantly — No Pre-Loading Needed

No top-ups, no waiting — enjoy seamless spending anytime.

CASHFLOW

Accepted anywhere

$5,650,490

Outstanding balance

$1,2M outstanding

$2,8M available

$0,88M unavailable

Next invoice payment due in 2 weeks

On time

Jun, 14

Now

Paid

Processing

Purchase

Jun, 2

JAW as Your Neobank

JAW as Your Neobank

Your Neobank

Your Neobank

A Checking Account That Speaks All Currencies

Get Paid Like a Bank

Receive money directly into your JAW account, just like a traditional bank.

Payroll deposits

Wires & ACH support

All-in-one account

Stable by Default

Keep your money safe with automatic conversion to stablecoins.

Protect value instantly

Reduce volatility risk

Smart default settings

Spend or Save

Use your JAW card instantly or grow funds through DeFi and savings.

Instant global payments

DeFi & staking access

Flexible savings options

One Account. Total Freedom.

Traditional banking meets crypto in one seamless platform.

Unified crypto + cash

Global access without barriers

Complete financial control

Comparison Table

Comparison Table

Comparison Table

Why JAW Wins

Unlike Coinbase, Crypto.com, or traditional banks, JAW brings all your financial tools together in one sleek, powerful wallet — crypto, fiat, and everyday banking, all in one place.

Crypto.com
JAW
Traditional Bank
Essential features

Instant crypto spending

No selling required

Unified crypto + fiat dashboard

P2P both crypto & cash

Hybrid self-custody

Zero foreign transaction fees

User experience designed like Apple

Crypto.com
JAW
Traditional Bank
Essential features

Instant crypto spending

No selling required

Unified crypto + fiat dashboard

P2P both crypto & cash

Hybrid self-custody

Zero foreign transaction fees

User experience designed like Apple

Crypto.com
JAW
Traditional Bank
Essential features

Instant crypto spending

No selling required

Unified crypto + fiat dashboard

P2P both crypto & cash

Hybrid self-custody

Zero foreign transaction fees

User experience designed like Apple

Pricing Plan

Pricing Plan

Pricing Plan

Pick Your Plan

Pick Your Plan

Start free. Upgrade when you're ready for premium perks and lower fees.

Standard Plan

Perfect for trying JAW risk-free

$0

/month

Instant crypto spending (BTC, ETH, SOL, 50+ more)

P2P crypto + cash transfers

Global acceptance in 180+ countries

Portfolio tracking & 24/7 support

3.50% rails fees

Standard Plan

Perfect for trying JAW risk-free

$0

/month

Instant crypto spending (BTC, ETH, SOL, 50+ more)

P2P crypto + cash transfers

Global acceptance in 180+ countries

Portfolio tracking & 24/7 support

3.50% rails fees

Premium Plan

For active users who want more

$15

/month

Premium metal card

Priority support & analytics

2.80% rails fees

Premium Plan

For active users who want more

$15

/month

Premium metal card

Priority support & analytics

2.80% rails fees

Black Plan

Ultra-VIP Premiun benefits, concierge service and rewards.

Worth Assets

$499K

Exclusive black metal card

5% crypto cashback

Airport lounge access

24/7 concierge

Private events & crypto advisor

Custom rails fees

Black Plan

Ultra-VIP Premiun benefits, concierge service and rewards.

Worth Assets

$499K

Exclusive black metal card

5% crypto cashback

Airport lounge access

24/7 concierge

Private events & crypto advisor

Custom rails fees

Standard Plan

Free account for individuals. Instant crypto spending, no monthly fee.

$0

/month

Instant crypto spending

P2P crypto + cash transfers

Global acceptance in 180+ countries

Portfolio tracking & 24/7 support

3.50% rails fees

Standard Plan

Free account for individuals. Instant crypto spending, no monthly fee.

$0

/month

Instant crypto spending

P2P crypto + cash transfers

Global acceptance in 180+ countries

Portfolio tracking & 24/7 support

3.50% rails fees

Premium Plan

For active users who want a premium card and faster service.

$15

/month

Premium metal card

Priority support & analytics

2.80% rails fees

Premium Plan

For active users who want a premium card and faster service.

$15

/month

Premium metal card

Priority support & analytics

2.80% rails fees

Black Plan

Ultra-VIP Premiun benefits, concierge service and rewards.

Worth Assets

$499K

Exclusive black metal card

5% crypto cashback

Airport lounge access

24/7 concierge

Private events & crypto advisor

Custom rails fees

Black Plan

Ultra-VIP Premiun benefits, concierge service and rewards.

Worth Assets

$499K

Exclusive black metal card

5% crypto cashback

Airport lounge access

24/7 concierge

Private events & crypto advisor

Custom rails fees

FAQ’s

FAQ’s

FAQ’s

Everything You Need to Know

Find clear and detailed answers to the most common questions so you can move forward with confidence.

Find clear and detailed answers to the most common questions so you can move forward with confidence.

Find clear and detailed answers to the most common questions so you can move forward with confidence.

/01
Where can I use JAW?

Anywhere Visa is accepted—over 80 million merchants worldwide.

/02
Do I have to sell my crypto to spend?

JAW converts just enough of your balance at the moment you pay. You keep the rest.

/03
How fast are transfers?

Instant. Whether you’re sending crypto, cash, or both, recipients get it right away.

/04
Is JAW secure?

Yes. Your assets are protected with bank-grade security and self-custody for crypto. Fiat balances are insured.

/05
What currencies does JAW support?

Major fiat currencies (USD, EUR, GBP, etc.) and leading cryptos (Bitcoin, Ethereum, stablecoins).

/06
What about fees?

Standard users pay a 3.5% transaction fee. Premium users pay 2.8%. Black tier has custom rates.

/01
Where can I use JAW?

Anywhere Visa is accepted—over 80 million merchants worldwide.

/02
Do I have to sell my crypto to spend?

JAW converts just enough of your balance at the moment you pay. You keep the rest.

/03
How fast are transfers?

Instant. Whether you’re sending crypto, cash, or both, recipients get it right away.

/04
Is JAW secure?

Yes. Your assets are protected with bank-grade security and self-custody for crypto. Fiat balances are insured.

/05
What currencies does JAW support?

Major fiat currencies (USD, EUR, GBP, etc.) and leading cryptos (Bitcoin, Ethereum, stablecoins).

/06
What about fees?

Standard users pay a 3.5% transaction fee. Premium users pay 2.8%. Black tier has custom rates.

/01
Where can I use JAW?

Anywhere Visa is accepted—over 80 million merchants worldwide.

/02
Do I have to sell my crypto to spend?

JAW converts just enough of your balance at the moment you pay. You keep the rest.

/03
How fast are transfers?

Instant. Whether you’re sending crypto, cash, or both, recipients get it right away.

/04
Is JAW secure?

Yes. Your assets are protected with bank-grade security and self-custody for crypto. Fiat balances are insured.

/05
What currencies does JAW support?

Major fiat currencies (USD, EUR, GBP, etc.) and leading cryptos (Bitcoin, Ethereum, stablecoins).

/06
What about fees?

Standard users pay a 3.5% transaction fee. Premium users pay 2.8%. Black tier has custom rates.

Empowerment

Empowerment

Your Money.

Your Rules.

I paid for groceries with Bitcoin this morning. Sent rent money in dollars this afternoon. Just booked a flight with euros. All from the same account.

Spend Anything. Anywhere.

Crypto and cash ALL IN ONE PLACE